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First-Time Home Buyers
If you are looking to purchase your first home we have several options for you. One is our FHA Loans, which were designed by the government for this very purpose. They increase homeownership and allow new people to purchase a home. All FHA loans have strict limits as to what fees can be charged to a borrower so you can be rest assured that it is a good loan for you.

We also offer conventional loans for first time buyers that allow up to 100% financing and they come in many different options.  Choose from a 30-year or 15-year fixed or get a lower interest rate with an adjustable rate mortgage (ARM). We offer 1-month ARMs and 1-year ARMs. We also have 3/1's which are fixed for 3 years then adjust after that. Beyond this we offer 5/1's and 7/1's.

Please click on a link below to learn other important info about obtaining your first home:
 - How Much Can I Afford?
 - What Will My Payments be?
 - Qualifying Guidelines

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