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Mortgage Information


Who Needs a Hard Money Loan?
by
Rob Polichetti
Commercial Manager
800-242-0919 ext. 102
rpolichetti@coastcities.net

Security Pacific Financial Loan Center, specializing in hard money, equity-based lending. All lending decisions are made by are underwriters. Our lending decisions are made within 48-72 Hours. We take any lending situation no matter how complicated and find a way to make the loan.

We've been making and arranging commercial loans, so we've gotten pretty good at it! In fact, we receive commercial loan inquiries from hundreds of brokers looking to us for funding.

We use common sense in making our loan decisions. If there's sufficient equity, we can usually make the loan.

Our Commercial Loan Division is the place to call for all of your commercial lending needs, including purchases, and refinances. We handle all types of commercial properties, including office buildings, stores, restaurants, industrial properties, apartments, Churches, Hospitals, Hotels, Construction, developments, Mixed-use, or any income producing properties.

All lending decisions are made by us , our lending decisions are usually made within. We take any lending situation no matter how complicated and find a way to make the loan.

Our rates vary depending on the type of property, term of loan and general situation. We aren't always the cheapest, but we are very effective! Our loans are primarily based upon the equity in the property. Credit and income are not the major factors. We will customize a loans to fit your exact situation. The average funding time from application is 14 days.

Loans are Fully amortized  for 20-30 years ranging from 6.5% to 9% Credit and income are not the major factors. We will customize a loans to fit your exact situation. The average funding time from application is 14 days.

Mr. Rob Polichetti is the Commercial, Hard Money and Construction Division Manager of Security Pacific Financial. He also manages a team of 75 outside loan officers. Mr. Polichetti has over eight years of experience encompassing all facets of this industry. With his vast areas of responsibilities he has developed administrative skills that produce and maintain a high level of customer service.

Mr. Polichetti attended Santa Ana College where he played Outside Linebacker for 14 consecutive games. He then transferred to Arizona State University. His family lives in upstate New York in a strong Italian community in a small town Ferdona. He now resides in Fountain Valley, where he was born and raised.


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